SSI vs SSDI (2025)

 

SSI vs SSDI in 2025: Key Differences and Eligibility

SSI and SSDI are federal disability programs, but they serve different groups.
This guide explains how they differ, who qualifies, and how to apply.

1. SSI (Supplemental Security Income)

  • For low-income adults & children

  • Based on financial need

  • No work history required

  • Monthly payments: $750–$1,200 (varies)

2. SSDI (Social Security Disability Insurance)

  • For workers with disability

  • Requires work credits

  • Monthly payments: $1,500–$3,000+

How to Apply

  1. Apply online at SSA.gov

  2. Submit medical records

  3. SSA review

  4. Approval time: 3–12 months

FAQs

Q. Can I apply for both?
Yes, in some situations.

Conclusion

Understanding SSI and SSDI helps applicants get the support they deserve.

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